YOUR ASSETS, OUR SECURITY

Your assets,
locked and earning.

My Crypto Locker is a digital vault for people who hold crypto for the long run. Deposit in coin or dollars, watch your balance accrue every day, and withdraw whenever you want — no lock-in, no exit fees.

No deposit fees Withdraw 24/7 2FA + cold storage
HOW IT WORKS

Three steps to a working vault

From sign-up to your first accrual is usually the same afternoon.

STEP 01

Create your account

Email, password, done — roughly a minute. Turn on two-factor authentication straight away and your vault is locked to your device.

STEP 02

Fund it your way

Send BTC, ETH, USDT or any supported coin to your personal deposit address, or fund in dollars. Deposits are credited on network confirmation.

STEP 03

Watch it accrue

Accrual runs every 24 hours and capitalises into your balance automatically. Withdraw any amount, any time — there's no lock-up period.

◆ Rates & Tools

Everything you need to plan a deposit

Check today's rates, project your earnings, or borrow against a locked balance.

%

Live Rates

Daily accrual rates by asset, updated automatically as market conditions shift.

🧮

Earnings Calculator

Enter an amount and duration to estimate what your vault could accrue.

🏦

Vault-Backed Loans

Borrow cash against a locked balance without unwinding your position.

AFFILIATE PROGRAM

Get paid for everyone you bring

Share your referral link or code. When someone opens a vault through it, you start earning a share of the platform revenue their vault generates — paid from our margin, never deducted from their balance.

  • One link, permanent attribution

    Your link lives on the main page of your account. Anyone who signs up through it is tied to you for good.

  • Multi-level structure

    Earn on the people you invite directly and on the levels beneath them, so a small network compounds quickly.

  • Live reporting

    See sign-ups, active vaults and commission accrued in real time from your dashboard.

Get my referral link
You
L1
L1
L1
L2
L2
L2
L2
25%
of platform revenue from each vault you introduce

Multi-sig cold wallets

No single person can move client funds. Withdrawals above threshold need multiple independent approvals.

Address allow-list

Lock withdrawals to addresses you've pre-approved. New addresses sit in a cooling-off window.

Encrypted at rest

Account data and keys are encrypted at rest; TLS 1.3 protects everything in transit.

Anomaly monitoring

Unusual login locations, device changes and withdrawal patterns are flagged and challenged automatically.

SECURITY

Your keys, our locks

A vault is only as good as what's guarding it. We treat custody as the core product, not a feature bolted on afterwards — which means offline storage by default, layered approvals on anything that moves money, and no single point of failure.

Every outbound transaction is confirmed by email and second factor. If something looks wrong, the transaction stops and waits for you rather than pushing through.

Read the security model
MCL LOAN

Apply for an MCL Loan

Download the MCL Loan Application Request Form, complete every section, sign it with your two guarantors and email it to us along with your supporting documents.

Send your completed form to

To apply for a loan, please download the Loan Application Form, complete it in full, and submit it as a Loan Request through the Support section.
HOW TO APPLY

Four steps to submit

STEP 01

Download

Download the PDF form using the button above. You can print it or fill it in on any PDF reader.

STEP 02

Fill in & sign

Complete all five sections clearly. You and both guarantors need to sign it.

STEP 03

Gather documents

Scan or photograph your photo ID, driver's licence and portfolio summary.

STEP 04

Email it

Send the signed form and attachments to the address above.

FILLING IN THE FORM

What goes in each section

Please write clearly and complete every required field. Incomplete forms will be returned.

SECTION 1

Applicant Information

  • Full Name exactly as it appears on your government-issued photo ID.
  • Mobile Number with country code, e.g. +91 98765 43210.
  • Email Address you can be reached on — ideally the one registered with your MCL account.
  • Residential Address in full, including city, state/province and postal code.
  • MCL ID — your member ID, shown in your dashboard after you log in.
SECTION 2

Referrer / Sponsor Details

  • Two guarantors are required. Both must be existing MCL members.
  • For each guarantor give their MCL ID, Full Name and Email Address.
  • Let your guarantors know before you apply — we may contact them to confirm.
SECTION 3

Loan Details

  • Requested Loan Amount — write the figure and the currency (e.g. 500 USDT).
  • Purpose of Loan — a short, clear description of what the funds are for.
  • Trading Portfolio Details — the platforms or wallets you trade on and an approximate current value.
SECTION 4

Required Attachments

  • Tick each box for the documents you are attaching.
  • Government-issued photo ID and Driver's License are mandatory.
  • Add a Trading Portfolio Summary (statement or screenshot) and any other supporting documents.
SECTION 5

Signatures

  • You and both guarantors must sign and date the form.
  • Unsigned or partly signed forms cannot be processed.

Before you hit send

  • Every field in sections 1–3 is filled in
  • Both guarantors are MCL members and have signed
  • Photo ID and driver's license are attached and readable
  • Attachments are PDF, JPG or PNG
  • The subject line includes your full name and MCL ID
FAQ

Questions people ask first

How long does it take to open a vault?

About a minute. You need an email address and a password — after that you can generate a deposit address straight away. We strongly recommend enabling two-factor authentication before you fund the vault.

When is income accrued to my balance?

Accrual runs every 24 hours and compounds directly into your vault balance. You'll see the daily addition reflected the moment it's credited — no manual claiming required.

Is there a lock-up period on withdrawals?

No lock-up at all. "Locked" refers to cold-storage custody, not a withdrawal restriction. You can withdraw any amount at any time.

Which coins can I deposit and withdraw?

BTC, ETH, USDT, and a growing list of major networks including BNB, SOL, LTC, DOGE, and more. New networks are added regularly.

How does the affiliate programme pay out?

You earn a share of the fee spread on every vault opened through your referral link. Payouts are credited to your vault balance on the first of every month.

What happens if I lose access to my account?

Account recovery requires both your registered email and your 2FA device. If you lose the 2FA device, contact support with your ID — recovery follows a strict identity-verification process.

Ready to lock it in?

Open a vault in about a minute. No minimum deposit, no lock-up, and you can withdraw whenever you like.

FOUNDER'S ANNOUNCEMENT

The upgraded MyCryptoLocker is here

Hello everyone, I am Adam Gill, Founder of MyCryptoLocker.

I am happy to share that our pre-launch is going very well. I also have an important update: the upgraded version of MyCryptoLocker has arrived, which is great news for all of us. From 10 October, you can work on the new upgraded version with complete peace of mind.

Thank you for your continued trust in MyCryptoLocker. Even bigger announcements are coming soon.

Thanks, everyone, and all the best!

AG
Adam Gill Founder, MyCryptoLocker